Privacy Policy

Understanding how raviontekaro protects and manages your personal information with complete transparency and care

Information Collection and Use

raviontekaro collects and processes personal information to provide you with exceptional financial analysis tools and educational resources. We gather information when you create an account, use our services, contact our support team, or interact with our platform in various ways.

Types of Information We Collect

1
Personal Identification Information

This includes your name, email address, phone number, and postal address. We collect this information when you register for an account or contact us for support. Your identification details help us personalise your experience and communicate important updates about our services.

2
Financial and Professional Information

We may collect information about your professional background, investment experience, and financial goals to better tailor our educational content and tools to your needs. This helps us provide more relevant learning materials and analysis capabilities.

3
Usage and Analytics Data

We automatically collect information about how you interact with our platform, including pages visited, features used, time spent on various sections, and technical information about your device and browser. This data helps us improve our services and user experience.

4
Communication Records

When you contact our customer support team, participate in surveys, or engage with our educational content, we maintain records of these communications to provide better service and improve our offerings based on your feedback.

Data Minimisation Principle: We only collect information that is necessary for providing our services and improving your learning experience. We don't gather excessive personal data and regularly review our collection practices to ensure they remain relevant and proportionate.

How We Use Your Information

Your personal information serves specific purposes that directly benefit your experience with raviontekaro's financial education platform. We use collected data responsibly and transparently, always with your best interests in mind.

Primary Uses of Your Data

Account Management and Authentication: We use your personal details to create and maintain your account, authenticate your identity, and ensure secure access to our platform.
Service Delivery and Customisation: Your information helps us provide personalised financial analysis tools, recommend relevant educational content, and adapt our platform to your learning preferences and goals.
Communication and Support: We use your contact information to send important service updates, respond to your queries, provide technical support, and share educational resources that match your interests.
Platform Improvement and Development: Analytics data helps us understand user behaviour, identify popular features, detect technical issues, and develop new tools and educational content that better serve our community.
Security and Fraud Prevention: We monitor usage patterns and maintain security logs to protect your account from unauthorised access and prevent fraudulent activities on our platform.

Data Sharing and Third Parties

raviontekaro maintains strict control over your personal information and only shares data when absolutely necessary for service delivery or legally required. We never sell your personal information to third parties for marketing purposes.

Third Party Type Purpose Data Shared Safeguards
Cloud Service Providers Secure data storage and platform hosting Encrypted user data and platform content Data processing agreements, encryption, access controls
Analytics Partners Platform performance and user experience analysis Anonymised usage statistics and technical data Data anonymisation, limited access, regular audits
Payment Processors Subscription billing and payment processing Billing information and transaction details PCI DSS compliance, encrypted transactions, fraud monitoring
Legal Authorities Compliance with legal obligations Relevant information as legally required Legal review process, minimal disclosure principle

All third-party partners are carefully vetted and must meet our strict data protection standards. We maintain contractual agreements that require them to protect your information with the same level of care that we do.

Your Rights and Control

You have comprehensive rights regarding your personal information. raviontekaro is committed to making these rights easily accessible and ensuring you maintain control over your data at all times.

Your Data Rights Include

1
Access and Portability

You can request a complete copy of all personal information we hold about you. We'll provide this data in a structured, commonly used format within 30 days of your request. This includes account details, usage history, and any other personal data we've collected.

2
Correction and Updates

If any of your personal information is inaccurate or outdated, you can request corrections through your account settings or by contacting our support team. We'll update your information promptly and notify any third parties if necessary.

3
Deletion and Erasure

You can request deletion of your personal information at any time. We'll permanently remove your data from our systems within 30 days, except where we're legally required to retain certain information for compliance purposes.

4
Processing Restrictions

You can ask us to limit how we process your information, withdraw consent for certain uses, or object to processing based on legitimate interests. We'll respect these preferences while maintaining essential service functionality.

Data Security and Protection

raviontekaro employs comprehensive security measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. Our security framework combines industry-standard technologies with strict operational procedures.

Security Measures

Encryption Technologies: All data transmission uses TLS 1.3 encryption, and sensitive information is encrypted at rest using AES-256 encryption standards.
Access Controls: We implement multi-factor authentication, role-based access permissions, and regular access reviews to ensure only authorised personnel can access your information.
Infrastructure Security: Our systems are hosted in secure data centres with physical security controls, redundant systems, and regular security audits by independent third parties.
Monitoring and Response: We maintain 24/7 security monitoring, automated threat detection systems, and an incident response plan to quickly address any security concerns.

Security Breach Protocol: In the unlikely event of a data breach affecting your personal information, we will notify you within 72 hours and provide clear information about what happened, what data was involved, and what steps we're taking to address the situation.

Data Retention and Deletion

We retain your personal information only as long as necessary to provide our services and fulfil the purposes outlined in this privacy policy. Our retention practices balance your privacy rights with legitimate business and legal requirements.

Retention Periods

Active Account Data: Personal information associated with active accounts is retained for the duration of your subscription plus 12 months to allow for account reactivation and provide customer support.
Financial Records: Billing and payment information is retained for 7 years to comply with Australian taxation and accounting requirements.
Communications: Customer support communications and feedback are retained for 3 years to help us improve our services and resolve any ongoing issues.
Analytics Data: Anonymised usage statistics may be retained indefinitely as they cannot be linked back to individual users and help us improve our platform.

International Data Transfers

While raviontekaro is based in Australia, we may transfer your personal information to trusted service providers in other countries to deliver our services effectively. All international transfers are conducted with appropriate safeguards to protect your privacy rights.

When we transfer data internationally, we ensure adequate protection through approved transfer mechanisms such as Standard Contractual Clauses, adequacy decisions, or other legally recognised safeguards. We regularly review the security and privacy practices of all international partners.

Cookies and Tracking Technologies

raviontekaro uses cookies and similar technologies to enhance your browsing experience, analyse platform usage, and provide personalised content. You have control over cookie settings and can manage your preferences at any time.

Types of Cookies We Use

Essential Cookies: Required for basic platform functionality, authentication, and security. These cannot be disabled without affecting core service delivery.
Performance Cookies: Help us understand how users interact with our platform by collecting anonymous usage statistics and identifying areas for improvement.
Functional Cookies: Remember your preferences and settings to provide a more personalised experience during future visits.

Children's Privacy

raviontekaro's services are designed for adults and we do not knowingly collect personal information from children under 18 years of age. If we discover that we have inadvertently collected information from a minor, we will delete it immediately and take steps to prevent future occurrences.

Parents or guardians who believe their child has provided personal information to us should contact us immediately using the details provided below. We will investigate promptly and take appropriate action to protect the child's privacy.

Policy Updates and Changes

This privacy policy was last updated in March 2025. We may modify this policy periodically to reflect changes in our practices, legal requirements, or service offerings. When we make significant changes, we will notify you through email or prominent notices on our platform.

We encourage you to review this policy regularly to stay informed about how we protect your privacy. Continued use of our services after policy updates constitutes acceptance of the revised terms.

Contact Us About Privacy

If you have questions about this privacy policy, want to exercise your data rights, or have concerns about how we handle your personal information, please contact us:

Email: info@raviontekaro.com
Phone: +61882676199
Address: Lvl 2/39 A'Beckett St, Melbourne VIC 3000, Australia

We aim to respond to all privacy-related inquiries within 5 business days and will work with you to resolve any concerns promptly and transparently.